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Personal Investments

When you’re looking to make your money work for you, Peoples Bank of the Ozarks is the place to be. Contact a representative at a location near you regarding the following investment options: (click here to see our rates)

Personal Accounts

eChecking

  • $50 Minimum to Open
  • No Minimum Balance or Monthly Service Charge
  • Internet Banking and eStatement Required
  • 10 Checks per Statement Cycle
    ($0.25 each additional item)
  • Free Internet Banking
  • Free BillPay

 Regular Checking Account  

  • $100 Minimum to Open
  • $7 Service Charge per Statement Cycle if Daily Balance Falls Below $300
  • Unlimited Check Writing
  • Paper Imaged Statement Mailed or eStatement
  • Free Internet Banking
  • Free BillPay
    (with eStatement)

High-Interest Checking* (rates)

  • $100 Minimum to Open
  • $5 Service Charge per Statement Cycle if Daily Balance Falls Below $100
  • Unlimited Check Writing
  • ACH Deposit(s) of $500 or more per Statement Cycle Required
  • Internet Banking and eStatement Required
  • 15 POS Transactions Post and Settle per Statement Cycle
  • High Interest on Balances up to $20,000
  • Lower Interest on Balances over $20,000
  • Interest Forfeited if Requirements are not met
  • Free Internet Banking
  • Free BillPay

 
Interest Checking (NOW)*(rates)
  • $100 Minimum to Open
  • $10 Service Charge per Statement Cycle if Daily Balance Falls Below $1,000
  • Unlimited Check Writing
  • Paper Imaged Statement Mailed or eStatement
  • Free Internet Banking
  • Free BillPay
    (with eStatement)
Peoples Choice (55+)


  • $100 Minimum to Open
  • No Minimum Balance or Monthly Service Charge
  • One Free Box of Peoples Choice Checks per Quarter
  • Unlimited Check Writing
  • Paper Imaged Statement Mailed or eStatement
  • 6 No-Fee Money Orders per Year
  • 6 No-Fee Cashier's Checks per Year
  • No-Fee Travelers Cheques
    (single issue)
  • 25% Discount on Safe Deposit Box
  • Free Internet Banking
  • Free BillPay
    (with eStatement)


Money Market Account* (rates)

  • $100 Minimum to Open
  • $15 Service Charge per Statement Cycle if Daily Balance Falls Below $1,000
  • Interest Paid by Tiers
    $1,000-$24,999.99
    $25,000-$99,999.99
    $100,000-249,999.99
    $250,000+
  • Interest Accrued Daily, Paid Monthly
  • Unlimited in-bank Withdrawals & Transfers
  • $10 per Debit Item over Federal Limit (6 per Statement Cycle)
  • Paper Imaged Statement Mailed or eStatement

High-Interest $avings Account* (rates)

  • $100 Minimum to Open
  • $5 Quarterly Service Charge per Statement Cycle if Daily Balance Falls Below $100
  • Peoples Bank Checking Account Required
  • Automatic Monthly ACH Deposit Required ($20 Minimum) or Account May be Converted to Savings Account
  • High Interest on Balances up to $5,000
  • Lower Interest on Balances over $5,000
  • Combined Statement Benefit
  • Six Withdrawals per Quarter
  • $5 per Excess Withdrawal

Savings Account* (rates)

  • $100 Minimum to Open
  • $5 Quarterly Service Charge if Daily Balance Falls Below $100
  • Peoples Bank Checking Account Required
  • Combined Statement Benefit
  • Six Withdrawals per Quarter
  • $1 per Excess Withdrawal
  • No Quarterly Service Charge if Under 18 (Parental/Guardian Checking Relationship Required)

Vacation/Christmas Club Account* (rates)

  • $25 Minimum to Open
  • No Service Charge
  • Peoples Bank Checking Account Required
  • Interest and Principal Paid via Direct Deposit to Peoples Bank Checking Account each November
  • Interest Forfeited and Account Closed on Early Withdrawal

Online security and fraud prevention resources!

Are you ready to switch?

Just print, fill out, and bring this Switch Kit by any Peoples Bank of the Ozarks location to quickly and easily transfer your accounts.

Please feel free to use our other online tools to help your switch to Peoples Bank of the Ozarks be smooth and simple. Change your Direct Deposit, Automatic Payments or Close your account at another institution all with these easy to use online tools.  Or come into one of our locations and we’ll fill out the forms for you!

*Interest rates subject to change